Student Loan

Debt Repair

Bar Financials – Raising The Bar of Credit Excellence


Do you have student loan debt on your credit report that’s holding you back? We can help by applying fast and efficient debt repair solutions.

Student Loan Debt Repair Services

Having student loan debt on your credit report can eliminate your chances of having good credit. If you feel overwhelmed with student loan debt, contact us for help repairing your credit.

When it comes to student loan debt debt repair, you have two options: student loan consolidation or student loan rehabilitation. Both solutions can stop the US Department of Education collections, lower your monthly payment, and give you back the ability to borrow student loans again, should you want to go back to school in the future.  

A student loan is supposed to help a student pay for their books, tuition, and housing. They are different than most loans because the student doesn’t have to start paying back until he or she has graduated, and the loans have low interest rates compared to private student loans or personal loans. 

A great credit score will open the right doors

There is no qualification process for student loan consolidation or rehabilitation. You will still get a low interest rate like before. We will do the dirty work for you and contact the lender, then file the appropriate documents to setup whichever student loan debt repair process you choose. After six months of consistent payments, you can apply for a mortgage loan. With consistent monthly payments for 9 – 12 months, it can be possible for your credit to repair itself within a year.

Even if a student loan is removed from a credit report, that does not make the balance go away. The student is still responsible to repay the money they borrowed. How the student pays back the loan is something our office specializes in.

Call 888-820-9198 today to get started with our student loan debt repair services.

Raising the Bar

All-In Package


  • Online Client Portal Access
  • Unlimited Bureau Disputes
  • Unlimited Creditor Disputes
  • Unlimited Collection Disputes
  • Unlimited Inquiry Removal
  • Unlimited Rapid Rescoring
  • Good Credit Assistance

Get Started Package


Our signature monthly program is designed for clients with more than ten erroneous items on their credit report. We do all of the disputing for you, helping update all negative items on your credit report. 

Pay Per Inquiry Dispute


Are Credit Inquiries keeping your score low? Our debt consultants will dispute your credit inquiries quickly so you can get fast results. You pay per inquiry we dispute on your behalf.

Pay Per Deletion


For a faster process, our Pay Per Deletion Program includes our Debt Repair Specialists disputing the negatives on your credit report all at once. You only pay when a negative item is removed from your report.

Our Reviews

“I just wanted to take a second to thank Bar Financials for all the hard work, which I never would have been able to complete on my own. My credit is clean and my horizons broadened.”

Kentrale Bridgers


“I only wish I found Bar Financials sooner. My credit score is rising and it doesn’t look like it is stopping. THANK YOU!”

Blair Sandlain


“Thank you for the professional service you provided. I couldn’t be happier with the results and my new credit score – it has opened so many doors for me financially.”

Tyshima Collins

North Carolina