About Bar Financials

Bar Financials is an innovative and trusted credit consultant company. Over the past five years we’ve helped thousands of our clients through established partnerships, credit lines, realtors, brokers & financers. Our platform has a customizable way to help each one of our clients. Bad credit means different things to different people. So having multiple packages is where we apply what we preach. When our fo-founder created this company it was the genuine passion he had to help others. Financial literacy can open doors in your life and we help our clients walk straight through them. As credit specialists we have the drive and assertive motivation as well. Whether we’re negotiating with a creditor or coaching clients on establishing credit. We are committed to helping our clients build and maintain a healthy credit profile. We offer many packages and services, so let’s get into those deals!

Credit Card Debt Repair

This package is if you have a maxed out credit card, some inquiries, credit card line that’s in collections. Maybe you have many late payments or inaccurate items on your account. We provide solutions and focus on your main concerns with your credit lines.

Foreclosure Debt Repair

This package may be for you if you have a foreclosure on your credit report or a pre ordered (foreclosure). This knocks your Fico score down by 160 points. Not good for anyone but we can provide some solutions that may help. This item stays on your credit report for seven years. Though using a credit repair company can be very helpful and save you

Student Loan Debt Repair

This package may be for you if you have student loans that’s affecting your score. There are a few solutions to handling them and getting them in control.

With Bar Financials we can make that possible.

About Our

Take The Next Step!

This Next Step site is Bar Financials taking it further to have more options to our loyal clients and potential customers. We offer five more packages to our platform,sticking to our words. That our company is a customizable plan that’s geared towards better credit and financing. This is how you can take the next step to financial freedom!


DIY Credit Repair Plan

After your enrollment fee, all it takes is $35 dollars a month to handle your credit yourself. When trying to repair credit yourself, it can be stressful and confusing. Why not make it easier on yourself and help us, help you! You’ll knock off half of the work when our credit specialists guide you. Yes, They’ll be sending you five dispute letters a month, monthly reminders & tips. Basically doing the hard part for you, while you just follow through.

Performance Based Credit Repair

This is needed when you have one or a few negative items that you need removed from your credit report that’s holding you back from that 700+. After your enrollment fee, you’ll be charged $10 dollars a month. Along with anything you want removed from your credit sums up your monthly total. You may get Personal info, Late payments, Inquiries, Standard itm, and public records removed.

Credit Repair Service Plan

After your enrollment fee this will be $99 dollars a month. This includes us disputing negative items from your credit report.
Contacting the original creditors and bureaus directly. You get a client portal to keep track of your credit report and progression. Email, Phone & text support with certified mailing to track your dispute letters. You’ll definitely raise the bar with this package and open doors to financial freedom.

Couples Plan

This is the perfect package for you if you have a partner, relative, or close friend. Together you both get your credit repaired and monitored by experienced credit specialists! With a low payment of $150 dollars per month after enrollment fee. This includes us disputing, contacting creditors & bureaus up front. You both also get certified mailing, to track your disputes letters as we send them off. You both can finally get that home, auto, or plot you’ve wanted together when we’re all done.

One Time Fee Plan

This package is for you if you want to pay up front and not worry about subscriptions afterwards. Once you pay the $499, There won’t be any extra charges or fees, that’s not stated below. We’ll be monitoring and disputing inaccurate items on your credit report. Mailing custom dispute letters to the original creditors and bureaus on your behalf. You get six months worth of credit repairing, email, text & phone support.

Student Loans And More!

Foreclosures, Short Sales, Bankruptcies, Tax Liens, Repossession, Judgments, Personal + More!

One time Free Plan

Credit Service Repair Plan

Performance Based Credit Repair

Raising The Bar
All-In One
Get Started Pay Per Deletion Pay Per Inquiry
Bureau Disputes
Minor Inquiries Collections Hard Inquiries
Inquiry Removal
Assertive Credit
Public Records Negative Items
Unlimited Rapid
Email Support
Good Credit
Phone Support


Credit Repair
Made Affordable

Other Credit Repair companies charge an average of $300 per deleted item, which can become expensive quickly, considering the average credit report has 11 items that could be removed. We made it affordable by providing UNLIMITED disputes and deletions for a fraction of the cost.


Happy Clients
Every Day

I recommend Bar’s Financials for credit repair service. I recommend this corporation to anybody. This is better than credit karma because not only do they tell you about your credit score, but they also help automatically. I give this all five stars!

Chasiti Snead

A legit credit repair company that helps people to fix their credit report. I saw credit score improvement results within 30 days here @BarFinancials!

Jane Quinagon

“I just wanna take a second to thank you for helping me. I couldn’t have done it myself @barfinancials.”

Kentrale Bridgers


Searching for a First-Class Credit Repair Company?

Frequently Asked

When is the best time to start your service?
Yesterday! That answer really depends on your personal goals. Whatever your personal credit and financial goals are, it’s important to remember that credit repair is not an overnight “quick-fix” and takes time. Many people can start to see an increase in their score in as little as 30 days but the process of going from bad credit to good credit typically takes much longer. Your score didn’t get bad overnight and it doesn’t improve that way either.
Why is credit so important?
Credit affects every area of life. When your credit is bad, it follows that your life may face similar hardships in the areas of.
How much does credit repair cost?
Make no mistake-bad credit comes at a cost. Credit affects every area of your life, from your ability to buy a house to the way potential employers view your application. Those living with bad credit understand the challenges it causes.
How long does it take to fix bad credit?
There is no fast and easy answer to this question. The time it takes to repair your credit is completely dependent upon your personal situation.
How do we communicate with you?
We are here for you throughout your credit-repair experience. You can always email us with any questions you have. We’ll get back to you promptly so that you can always keep moving forward.
What are the 3 credit bureaus?
Checking your own credit report won’t hurt your scores. Credit inquiries are defined as either hard or soft inquiries. Reviewing your own credit report is considered a soft inquiry, and soft inquiries don’t hurt your scores. Checking your credit report at least once a year allows you to identify any mistakes and helps you manage your personal finances.
How is my credit score calculated?
Understanding the components that makeup credit scores can help you wisely manage your credit decisions. To see how it all breaks down, here’s an example of how scores are calculated with a popular algorithm. Your payment history makes up 35% of your score, while the amount you owe lenders represents 30%. The length of your credit history contributes 15%, and the types of credit accounts you maintain comprise 10%. Finally, new credit accounts are responsible for 10%. All of these values are then broken down into a credit score, which ranges between 300 and 850—the higher the number the better.